AI-Powered Lender Matching in Six Steps
The business funding market is fragmented. Hundreds of lenders and funders each have their own rules about revenue, time in business, credit, industry and product. Most business owners don't know which ones fit, so they apply everywhere, waste time, and sometimes accept the first offer that arrives. FunderMatch replaces that guesswork with matching.
1. Tell us about your business
Business name, industry, time in business, monthly revenue, the amount you need and what it is for. This is the core of your profile and takes a few minutes.
2. Choose funding types and deal-breakers
Pick the products you are open to — merchant cash advance, term loan, line of credit, SBA, equipment financing, invoice factoring — and set deal-breakers such as maximum cost, payment frequency or minimum funding speed.
3. Add financials and documents
Share financial details, your credit range and, if you choose, recent bank statements. Documents can be analyzed automatically to strengthen your profile. Viewing matches does not require a hard credit inquiry.
4. AI-powered matching
Our matching engine compares your profile with each funding partner's criteria — minimum revenue, time in business, credit range, industry, funding range and speed — and with past outcomes on the platform, then ranks the partners most likely to fit and explains why.
5. Compare your matches
See matched lenders side by side: funding range, typical speed, requirements, strengths, repayment terms and reviews. Save favorites, give feedback on matches, and shortlist the partners you want to talk to.
6. Connect and move forward
Message matched lenders through FunderMatch or apply directly on a partner's site. You decide which partners to engage; nothing is sent without your action.
After You're Matched
What happens once you have your shortlist
Track every application
Your dashboard shows the status of each application, lender messages and next steps in one place, so you are not chasing updates by email.
Know what happens to your data
Your information is shared only with the funding partners you choose to engage. Read our privacy policy and disclosure for the details.
Want to see who is in the network first? Browse the lender directory or read about our funding partners.
Why Matching Beats Applying Everywhere
Fit, not volume
Lead-generation sites sell your information to whoever pays. FunderMatch ranks partners by how well their criteria fit your profile, and shows you the reasons, so you can judge each recommendation yourself.
Every product, not one product
A single lender can only offer what it sells. Matching considers every funding type you may qualify for — from a merchant cash advance to an SBA loan — and surfaces the right structure for your situation, not just the fastest one to close.
Transparent criteria and reviews
Each partner's minimums, funding range, speed and reviews are visible before you connect, so the comparison happens on your terms.